401K Planning - How To Make The
Most Of Your Savings For Retirement
How can you earn the most possible for your retirement?
Here's some 401k planning help for you...
First of all a little intro for those just getting into this type of a program...
The IRS 401k is a nationally recognized plan that allows employees to defer some portion of their salary to a savings and retirement program. You may have such a plan, or have at least heard of the name. There are over 50 million people investing in this program. (The fidelity 401k program is one of the best known.)
In this program, the employer will match up to a certain percentage of what the employee puts in. For example, an employer could match up to 5% of what the employee places into the plan...
Each company has their own separate rules and matching amounts. If your employer has an IRS 401k program, please ask your Human Resources (HR) for the exact specifics of how your company plan works.
There are some free 401K benefits that you should familiarize yourself with.
How can you save the fastest? Get some info here at 401k retirement savings plan.
There are also some 401k plan pitfalls that you should be aware of as well...
The bottom line is to get what you can out of your 401k and keep an eye on it. Get help if you need so that you can maximize your income.
Another facet of your retirement income planning should include annuities...
An annuity has significant benefts to your future retirement.
- A deferred annuity can grow a small monthly amount to a decent retirement nest egg...
- An immediate annuity can provide you with nearly immediate steady income(based on the timing of your deposit)
Let our retirement specialist review your scenario and let you know your options...
Get a free annuity quote - let us help guide you through the options to make the best choices for you!
Or, get a free consultation from a Certified Financial Planner to go over your plans to help you make the best decision for your needs. That will help you with your 401K planning!
"You'll be glad you did the right thing."
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