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Fixed Annuities

    A senior couple happy with their fixed annuities.

    Let's help determine if fixed annuities are right for you? Or if they should be variable...

    By now you have decided on whether to get a deferred or immediate annuity. Those are the important first steps...

    Now, let's look at what fixing does, and what it means.

    Simply put, this means that the insurance company guarantees you a specific rate of interest through the term of the annuity. This is similar to a bank offering a specific rate on a CD. Same difference...

    However, the fixed annuity can be fixed for a much longer period of time. CD's have much shorter spans, such as 6 months or a year, etc.

    What's nice about this is that your earnings can be completely calculated out... 

    You can know right down to the penny how much money you have at any time during the term...

    Fixed Overview

    • Interest is fixed for the term of the annuity.
    • Always know how much money you have during the term.
    • Can be fixed for a certain number of years, or until death.
    • Options depend if you make a one-time payment or ongoing payments.
    • You save on certain fees and expenses (a variable annuity has these).

    Get An Annuity Quote

    You can fix the interest on your annuity, or you can make it variable.

    You can obtain a deferred annuity which grows your funds to a large retirement nest egg...

    Or, you can acquire an immediate annuity which brings you monthly guaranteed income on a near immediate basis...

    Get a free annuity quote - let us help guide you through the options to make the best choices for you!

    Or, get a free consultation from a Certified Financial Planner to go over your plans to help you make the

    best decision for your needs. 

    "You'll be glad you did the right thing!"

    Return from Fixed Annuities, to An Annuity is...

    Return from Fixed Annuities, to Annuities Financial Planning

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